Mozap — Embedded Engineering for FinanceWhat we deliver · Vol. 01 · 2026
Mozap
What we deliver

Four recurring artifacts.

Your team produces these four documents already. We take them over — same structure, same accounts, signed by us before send, lands on a cadence. What follows is one of each, drawn from real engagements and lightly anonymised.

Index04 ARTIFACTS
  1. 01MONTHLYVariance commentary memoDriver decomposition of the income statement, GL-tied, footnoted.
  2. 02QUARTERLYBoard flux pageBoard-pack flux page — same template as your VP, two weeks earlier.
  3. 03WEEKLY13-week cash forecastRolling cash with sources, uses, and a bridge to the prior week.
  4. 04MONTHLYClose-checklist commentaryReconciled subledgers, JE narrative, audit trail.
Artifact 01MONTHLY · CLOSE DAY 3

Variance commentary memo

A four-page narrative that explains the quarter's income-statement deltas in the language your audit committee already speaks.

What it contains

A driver decomposition of revenue, COGS, and operating expenses — every line item with a delta over the threshold gets a sentence. Numbers tied to the GL snapshot at close. Footnotes citing the source journal entries. A one-paragraph executive summary suitable for paste into the CFO's email.

Sign-offSigned by your controller before send.
What the client stops doingYour senior FP&A analyst stops writing it on close day 8.
Variance memo · Q2-FY26 · Draft 02Delivered · close day 3
To: D. Suzuki, CFO · From: Mozap · cc: A. Reyes, Controller
Q2 OpEx overage — driver decomposition
Operating expense$28.6M+5.4%
Plan$27.1M
Variance to plan$1.5M+5.5%
Driver: legal — secondary offering work+$640k
Driver: software (NetSuite renewal)+$310k
Driver: T&E (sales kickoff, in-quarter)+$280k
Driver: bad-debt reserve release−$190k
Driver: open headcount, slipped−$120k
↳ Tied to GL 6000–6900 · Sage Intacct snapshot 06-30 23:59 ET↳ Reviewed by A. Reyes · 07-03 09:42 ET · signed
4 pages · 9 footnotes
Artifact 02QUARTERLY · TWO WEEKS BEFORE BOARD

Board flux page

The flux page that already exists in your board pack — same accounts, same template — assembled by us, two weeks earlier.

What it contains

Quarter-over-quarter flux on the GAAP P&L, segmented to your existing reporting structure. Variance threshold set to your house standard (typically 5% or $250k, whichever is greater). Comments aligned to the board-deck narrative. Drops into the existing PowerPoint as a single slide.

Sign-offSigned by your VP Finance.
What the client stops doingYour VP Finance stops staying late on the Sunday before the board call.
Board flux page · Q2-FY26 · v1.1Sent · 14 days before board
For board pack · §3 of 11 · Audit Committee preview
GAAP P&L flux — Q2 vs Q1
Revenue, net$72.4M−2.1%
Cost of revenue$41.8M+3.6%
Gross profit$30.6M−9.0%
Sales & marketing$11.2M+6.5%
Research & dev.$8.9M+2.4%
General & admin.$8.5M+8.7%
Operating income$2.0M−69.5%
↳ Threshold: ±5% or ±$250k. Flagged lines have written commentary.↳ Reviewed by VP Finance · 09-12 16:08 ET · signed.
1 page · 7 line items flagged
Artifact 03WEEKLY · MONDAY 08:00 ET

13-week cash forecast

A rolling cash position, tied to AR aging and AP commitments. Not a spreadsheet estimate — a live pull, every Monday at 8am ET.

What it contains

Sources and uses for each of the next 13 weeks. AR collections projected from aging and historical DSO by customer segment. AP commitments pulled from the open-PO file plus accrued payroll, rent, and tax obligations. A one-line bridge to last week's forecast, with named drivers for the variance.

Sign-offReviewed by your treasurer or Director of Finance.
What the client stops doingYour team stops rebuilding the cash model in Excel on Sunday night.
13-wk cash forecast · v224Refreshed · Mon 08:02 ET
To: T. Bell, Treasurer · cc: D. Suzuki, CFO · From: Mozap
Rolling cash — week of 09-15
Opening cash$12.4M
AR collections (proj.)+$8.2M
AP outflows (committed)−$6.4M
Payroll · Sep 30−$1.9M
Tax · est. Q3−$0.4M
Closing cash · W+1$11.9M−$0.5M
↳ Bridge to last week: AR slipped $0.6M (DSO ↑3 days); freight refund $0.1M arrived early.↳ Reviewed by T. Bell · Mon 08:14 ET · signed.
13 weeks · 8 shown
Artifact 04MONTHLY · CLOSE DAY 5

Close-checklist commentary

A reconciled, signed close package — the audit deliverable, ready on the day your auditors ask for it, not on the Friday before fieldwork.

What it contains

Reconciliations for every balance-sheet account in scope, with supporting schedules. JE narrative grouped by sub-ledger with the reasonableness test for each. Audit-trail row showing who pulled what, when, from which system.

Sign-offSigned by your controller; counter-signed by your CFO at quarter-end.
What the client stops doingYour controller stops scrambling the day fieldwork starts.
Close package · Q2-FY26 · v1Delivered · close day 5
To: A. Reyes, Controller · cc: D. Suzuki, CFO · From: Mozap
Close-checklist commentary — Q2
1100Cash & equivalentsReconciled to bank statements (3 accounts)✓
1200Accounts receivableAging tied to subledger; reserve calc current✓
1300InventoryCycle counts received from 4 of 4 warehouses✓
1500Fixed assetsAdditions capitalised; depreciation rolled✓
2100Accounts payableSubledger tied; cut-off review complete✓
2150Accrued payroll & taxComp accrual squared to HCM✓
2300Deferred revenueRoll-forward tied to billings✓
↳ JE narrative: 47 entries · grouped by sub-ledger.↳ Signed: A. Reyes, Controller · D. Suzuki, CFO (Q-end).
7 reconciliations · all in scope

The artifacts are recurring. The work behind them does not have to be.

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